We’re a private company dedicated to finding the most cost-effective ways to deliver the highest quality emergency medical and fire-protection services. Rural Metro Fire is not supported by taxes and requires residential and commercial properties to establish a membership.
Insurance agents, underwriters, real estate agents, title companies, developers, and HOA Managers can register today and have access to the following on our partner portal:
Properties that establish membership with Rural Metro Fire qualify for the applicable Public Protection Class rating and the premium credit for fire protection service can be applied to a policyholder’s coverage plan.
Property and casualty insurers hold the responsibility to ensure appropriate use of the fire protection service credit and that it is applied only when an active membership status has been confirmed on the property.
Non-members are assigned a Class 10 rating and because they are not applicable to receive the service credit, the impact on premiums at which the property insurance policy is written can be significant to these non-member policyholders.
Under the buyer agency relationship and agreement, the buyer agent owes fiduciary duties to the buyer including fidelity, honesty, dedication to purpose, acting in the buyer’s best interests. When a fiduciary relationship exists, the law forbids the fiduciary from acting in any manner adverse or contrary to the interests of the client, or from acting for his/her own benefit in relation to the subject matter. The client is entitled to the best efforts of the fiduciary, who must exercise all of the skill, care and diligence at his/her disposal when acting on behalf of the client. Full disclosure of properties that fall within a Rural Metro Fire service area is encouraged. Failure to do so may result in a claim alleging breach of fiduciary duty.
Title companies review title, issue insurance policies, facilitate closing, and file and record paperwork.
Keeping both the sellers and buyers informed about Rural Metro Fire in the unincorporated areas of your community is imperative.
Sellers can transfer their remaining Rural Metro Fire membership to their new home, If the new home is also within a Rural Metro Fire service area. Sellers may seek reimbursement on remaining membership at closing through escrow. The new buyer would then have a credit when establishing new membership.
Keeping buyers informed about Rural Metro Fire in the unincorporated areas of your new community is imperative. We offer special programs and assist with collateral materials, so that as a builder, your agents are following their fiduciary duties.
Rural Metro Fire will assist your buyers in becoming subscribed for fire department and emergency services, after they have closed on their property. We want all of your new home owners to feel safe and secure in their new home.